Directors’ and officers’ (D&O) insurance is coverage intended to help protect company leaders against certain claims alleging wrongful acts in their management roles. Whether a policy covers a particular claim depends on its wording, exclusions, the company’s structure, and the circumstances.
In cybersecurity, D&O coverage may become relevant when directors’ oversight or risk-management decisions are questioned after a security failure. It does not replace technical controls, sound governance, or records showing that cyber risks were assessed and monitored. Clear responsibilities, documented decisions, and evidence of oversight can help an organization demonstrate how it managed those risks.